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- Earnings is acknowledged and not verified.  
- Buy, rate and time period, or cash out refinance. Undocumented aliens with ITIN numbers will not be allowed underneath this program.  
- Documented skill to repay could also be relevant underneath sure situations.  
- US citizens, everlasting resident aliens, and overseas nationals with legitimate passport and US visa are allowed.  
- $5,000,000 most mortgage quantity.  
- 500 minimum credit score required.  
- As much as 65% mortgage-to-value for cash-out refinances (see pointers).  
- SFR, PUDs, condos, townhouses, and hard money loans san diego 2-four units allowed.  
- Proprietor-user, second house or funding properties.  
- Mixed-use residential property with industrial influence allowed on case-by-case foundation.  
- $100,000 minimal mortgage amount.  
- Up to 70% loan-to-value for purchases and price/term refinances (see pointers).  
- No reserves required.  
  
 
- All loans require impounding of property taxes and hazard insurance. - Property have to be located within the State of California.  
- No prepayment penalty.  
  
 
  
  
To obtain underwriting tips  
  
for our hard money loan program:  
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