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- Earnings is said and never verified.  
- Purchase, Hard Money Laons charge and time period, or cash out refinance. Undocumented aliens with ITIN numbers are usually not allowed under this program.  
- Documented capacity to repay may be applicable under sure eventualities.  
- US residents, permanent resident aliens, and overseas nationals with valid passport and US visa are allowed.  
- $5,000,000 most mortgage amount.  
- 500 minimal credit score rating required.  
- Up to 65% mortgage-to-value for money-out refinances (see tips).  
- SFR, PUDs, condos, townhouses, and Hard Money Laons 2-4 items allowed.  
- Proprietor-consumer, second residence or investment properties.  
- Combined-use residential property with commercial influence allowed on case-by-case basis.  
- $100,000 minimum mortgage amount.  
- As much as 70% mortgage-to-worth for purchases and Hard Money Laons charge/time period refinances (see pointers).  
- No reserves required.  
  
 
- All loans require impounding of property taxes and hazard insurance coverage. - Property should be positioned within the State of California.  
- No prepayment penalty.  
  
 
  
  
To obtain underwriting pointers  
  
for our onerous cash mortgage program:  
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